Health Insurance

Indoctrination Insurance

All Regimental students participating in the Indoctrination program will be billed a non-refundable mandatory health insurance premium for the duration of the program.

 

Domestic Insurance Information

Undergraduates:

SUNY Maritime requires that all full-time undergraduate students carry comprehensive health insurance. The college offers and bills insurance to students through Aetna. All students are required to either enroll in or waive out of the health insurance coverage before coming on campus.

The Office of Student Accounts, utilizing the Fall semester bill, will invoice all full-time undergraduate students the annual insurance fee for the 2018-2019 academic year. Student health insurance coverage is effective from August 10, 2018 to August 9, 2019.

Full-time undergraduates entering in the Spring 2019 semester will be charged a health insurance fee for a policy that is effective from January 06 to August 9, 2019.

If you are registered less than 12 credits, you will not be billed for health insurance unless you reach full-time status. As a part-time student, you have the option of requesting to be billed and enrolled in the health insurance plan offered by SUNY Maritime.

All students, who are charged the insurance fee, must either accept or waive the coverage on a yearly basis. If you do not take an action, you will be enrolled in the Aetna insurance policy and will be responsible for the charge.

Students must complete an electronic enrollment or waiver form available here.

 

Next Steps:

To Accept insurance: Complete the online enrollment.

To Waive Insurance: Complete the required information. Once the waiver form has been submitted, Aetna will confirm receipt of your request. Aetna will, at a later point, communicate the approval or denial of the waiver request. Aetna will conduct a random insurance waiver verification review of individual student insurance information on behalf of SUNY Maritime. A student will be approved of the waiver request, if he/she meets all of the domestic health insurance coverage requirements. Once the waiver has been approved, the health insurance fee on your account will be reversed.

 

Things to consider before waiving 

  • Does my health insurance plan include coverage for inpatient hospital expenses in the New York metropolitan area?

  • Does my health insurance plan include coverage for inpatient and outpatient mental health expenses in the New York metropolitan area?

  • Does my health insurance plan include coverage for outpatient prescription drug expenses?

  • Does my plan provide coverage outside of the New York metropolitan area?

If you are insured and you plan on waiving the Aetna Health Insurance, you must check with your private health insurance provider that your coverage is adequate. If you have insufficient coverage any medical expenses not covered by your private health insurance will be your own fiscal responsibility.

If you have any doubts about the above questions, please check your current health insurance policy or contact your current insurance agent.

All SUNY Maritime College students participating in any study abroad program, including Summer Sea Term and Cadet Shipping, regardless of the ports of call, are billed international health insurance upon registration. While a tentative itinerary might not include “foreign” ports of call, travel through international waters might occur, and as such, foreign health insurance, which cannot be waived, will be billed to all students.

 

Special Enrollment

A student can be enrolled in the Aetna health insurance plan after the enrollment/waiver deadline if there has been a life-changing event. All information regarding the life-changing event, which can include a new health insurance application and payment of the health insurance fee, must be received by Aetna within 31 days of the life-changing event occurring. Students who fail to submit and complete all required information, within the 31-day window, will not be eligible to enroll until the next open enrollment date.

Questions about coverage should be directed to Aetna at (877) 480-4161.

If you have questions about enrollment, contact SUNY Maritime's Student Accounts Office at (718) 409-7400 Option 2 or studentaccounts@sunymaritime.edu

 

Graduate Students:

SUNY Maritime does not require graduate students to provide proof of insurance coverage, and, so, there is no health insurance annual fee.

As a courtesy, Aetna offers a health insurance plan. It is up to you, as a student, to decide to enroll. SUNY Maritime will not bill you for the insurance; you will pay Aetna directly. If interested, call (877) 480-4161 or visit https://www.aetnastudenthealth.com.

For information on Aetna’s:

  • 2018-2019 Summary of Benefits and coverage, click here.

  • 2018-2019 Plan Design and Benefits Summary, click here.

  • 2018-2019 Member Policy Contract Documents, click here.

 

International Insurance Information

SUNY Maritime requires that all students (international undergraduate and graduate students; students participating in Summer Sea Term; students participating in Cadet Shipping; or students participating in study abroad) participating in courses, which may include international travel, to be automatically enrolled in SUNY’s international health insurance coverage upon registration. The college offers insurance to students through United Healthcare.

The Office of Student Accounts will bill students the international health insurance charge based on:

  • semester enrollment for undergraduate and graduate international students;

  • the whole months that the student will be participating in Cadet Shipping; and

  • the itineraries of Summer Sea Term and study abroad.

International students, who are automatically enrolled, will have coverage from August 15, 2018 to January 14, 2019 for the Fall semester and January 15, 2019 to August 14, 2019 for the Spring and Summer semesters.

The international health insurance charge is non-refundable and non-negotiable unless:

  • the student’s registration is completely dropped through the Office of the Registrar; or

  • the international student submits a waiver request to United Healthcare and is approved of the waiver. The international student will be approved of the waiver request if he/she meets all of the international health insurance coverage requirements.

All international students who are insured and plan on waiving the United Healthcare Insurance, must check with their insurance provider to ensure their coverage is adequate. If you have insufficient coverage any medical expenses not covered by your private health insurance will be your own fiscal responsibility.

International students (with F1 or J1 visas), who are not participating on Summer Sea Term, Cadet Shipping, or studying abroad, and have met all of United Healthcare’s requirements for a waiver, will be able to waive the international health insurance fee per semester.

All SUNY Maritime College students participating in any study abroad program, including Summer Sea Term and Cadet Shipping, regardless of the ports of call, are billed international health insurance upon registration. While a tentative itinerary might not include “foreign” ports of call, travel through international waters might occur, and as such, foreign health insurance, which cannot be waived, will be billed to all students.

International students can begin the international health insurance waiver process by clicking here.

Questions about coverage should be directed to United Healthcare at (888) 714-6544.

If you have questions about enrollment, contact SUNY Maritime's Student Accounts Office at (718) 409-7400 Option 2 or studentaccounts@sunymaritime.edu

For United Healthcare’s:

  • 2018-2019 Summary of Benefits and coverage, click here.

  • 2018-2019 Study Abroad coverage, click here.

  • 2018-2019 Member Policy Contract Documents, click here.